Abusive Lending ruins lives and leads to human rights violations

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Why abusive lending persists and its impact

Abusive lending persists because it is profitable. National courts routinely enforce lending contracts without determining whether lenders have engaged in abusive lending practices. While these practices continue, abusive lending will persist. The following are the key impacts of the practice.


What is abusive lending

Abusive lending can manifest itself in various loaning practices and at different phases of the lending process.

Human Rights

Abusive lending may lead to violation of a range of human rights, including the right to human dignity, the prohibition of inhuman and degrading treatment


Excessive indebtedness

Abusive lending contributes to excessive indebtedness.